Sunday 23 December 2018


Get the best High Risk Merchant Account in India



While discussing High Risk Merchant Account in India, our hands are bound as we have a very less solution to process online payments for a business which falls in a high-risk category. If you are a business owner and your business is defined as high risk. You should contact MyPayment Guru experts and discuss your business. We will do our best to place you with a solution, only the priority of ours will be genuine sales.
We can place you some International aggregate as well if you are willing to process internationally. We have placed our India based high-risk business with our domestic as well as international solution.
Online business is one of the fastest growing businesses from the last few years in the world. Online businesses, by definition, incorporate more risk to the Credit Card Processor than conventional businesses. These businesses are considered High Risk Merchant Account because of high sales volumes and the susceptibility to fraud due to the “card not present” environment.
High Risk Merchants can earn enormous revenue but often encounter difficulty accepting online payments due to a lack of processors willing to accept certain industry risks.
MyPayment Guru has the solution for high-risk businesses who are seeking to accept credit card payments. The merchant can open merchant account securely at lower rates with us. You are at the right place, as we are professional in providing High Risk Merchant Account. We have vast experience in this industry and offers reliable and secure merchant solution.
Why We Need High Risk Merchant Account?
No one can receive payments online without having a merchant account. The online businesses are risky as it involves online transactions. The merchant account allows the merchant to receive online payments via debit card, credit card, net banking etc. Merchant account authenticates the payment. Many start-up businesses with no credit card processing history have the risk in the e-commerce market. To overcome the risk, merchants are required to have the secure High Risk Merchant Account. We have the complete solution to provide merchant account along with payment gateway.
We have a huge network of banks and institutions; hence we can provide an efficient solution with the best price. Due to the nature of business banks often reject the approval of these accounts. High-risk merchant business can be of many traits like start-up business with no credit card history, subscription-based products, and services, history of bankruptcy or chargebacks, high volume businesses etc. We offer high-risk merchant account to all the industries like tourism, bitcoin, Forex trading, loan, pharmaceuticals, social gambling, tech support, online business etc.
Why MyPayment Guru for High Risk Merchant Account?
We specialize in providing high-risk merchant related services like merchant account, payment gateway, credit card processing and much more. We believe that every business is unique with their products hence we support business to grow. We have the huge network with acquiring domestic international and offshore banks. We work within the guidelines set by these acquiring banks partnered with VISA, MasterCard etc. Merchants are often threatened with e-commerce frauds. With us, you will get 3D secured transactions.
To safeguard your online transaction, we make merchants business PCI-DSS compliant. We have taken many features like 3D secure transaction processing to prevent fraud. Often domestic banks hesitate in approving a merchant account for high-risk business. For this, we provide offshore and international banking solutions which will enable you to grow the business globally. We offer live customer support due to the nature of the business.
Quick approval of high-risk merchant accounts
Our merchant account is free from obligations. We charge the competitive price for our services as compare to others. MyPayment Guru has an extensive worldwide network hence merchant account approval rate is high. We provide dedicate account manager to assist you in the application process and set up. To migrate risk, we have diversified payment processing accounts for all high-risk businesses. We support business to expand the market with multi-currency processing. Now you can accept payment online with easy API integration process. We keep your business safe through robust and customized merchant account solution.
For the free quote, contact us today by emailing us at “info@mypayment.guru”.


Thursday 22 November 2018

International / Offshore merchant account



Offshore Merchant Account

Non-native offshore merchants who want to process their payments abroad should have Offshore Merchant Account as the mandate. With few similar features to domestic/ onshore, the offshore merchant account facilitates the option to process payment, however globally. The perks are almost similar to a variety of processors providing various payment solutions. Traditionally people had a belief that dealing online with different countries for business could result in any fraudulent activities. Thus, due to the majority of the doubts offshore account was considered as a High risk at occasions. Generally, offshore merchants who are in a recent phase of their market experience typically may get rejected several times in order to find the right payment processor. Since half of the high-risk merchants are not aware which payment processor would be apt for them, they end up experiencing few terminated accounts while piloting their business. However, with enough time spent in the market and great struggle, some of the merchants are able to identify the right provider and simply their payment processing.

Now with MyPayment Guru in saying goodbye to troubles related to the offshore merchant account. We assist all types of high-risk merchants with reliable and long-term solutions. Since High risk is one of the leading consultants from past 5 years, we understand the specific requirements of the high-risk business and equipping tons of the payment processors worldwide just to provide you the suitable solution.

Moreover just to increase your business efficiency we do have tools functioning

1.       Fraud prevention:  Tool that identifies the fraud.

2.       Enhance reporting: Tool that verifies address (“Full, no match and partial”) into three different ways.

Like I mentioned earlier, the significant amount of payment providers are synchronized with us that makes quick approvals even more possible. We have the potential to underwrite almost every high risk business.
Contact us by email at info@mypayment.guru or call us at 022-300-38105 for all types of queries related to, Merchant online gaming account and Online gambling merchant account.







MLM (Multi-level Marketing) Merchant Account


Multi Level Marketing

Multi-level marketing  “network marketing” is a sales chain which includes independent business owners who generally operates from home, actually, it is direct sales. In the hierarchy chain, the person gets a cut on the successful sale along with series of recruited members. This account enables merchants to process payments online through different payment instruments. Considering the risky nature of the business, banks are skeptical to approve merchant account. Higher volume is always a major concern for such MLM Merchant Account. Never the less the options are always available with high-risk providers with expensive rates and exclusive service nature. Since MLM are strongly equipped with expertise, they would require highly skilled PSPs to process their payments. High-risk providers tend to underwrite almost every high-risk business with the experience in the specialty of the supporting domain.

Many times the typical merchant account gets terminated by the provider due to anonymous reasons. Well, it is never too late to get a reliable solution to make Payment Processing more efficient. With MyPayment Guru now they say bye to problems related to MLM account; by simply clicking on “apply now on info@mypayment.guru you will be able to resolve all the doubts which have been worrying you related to MLM account. Since we are dealing High-risk businesses from past 6 years, we have developed the capacity to underwrite almost every MLM business with the vast amount of Payment providers worldwide. Now you will be able to experience one of the finest consultation and troubleshooting with us. High-Risk payment gateways facilitate all payment methods and also creates a multi-currency payment processing platform. Friendliest amount of rates we charge and our objective is growth with you growing.

Contact us by email at info@mypayment.guru or call us at 022-300-38105 and our happiness officer will assist you further.

Faster approvals on eCheck with MyPayment Guru





E-check is very much similar to standard. However, the difference is just the platform. This payment instrument functions on the internet adding more convenience. To be very precise E-check merely is a digital version of standard check payment.
This payment instrument is efficient with speed and much secure, E-check and ACH majorly opt-in US as one of the vital payment methods for their citizens it has been operated for almost 2 decades. Most payment gateways recommend E-check over other payment options since the complaint ratio is uncommon.

E-check’s involve

             Less time consumed over the standard cheque.
             Transactions with lower rates.
             Labor and fee.
             Secured transaction.
             Trouble free functioning.
             Less Error.

For your growing business, MyPayment.Guru offers expeditious approvals of e-check within a week’s time with user-friendly services. Bad credit, start-up or high risk business we have expertise in this domain to get your boat across. Not chocking neck with long-term contracts, we really understand and consume minimal time period for the setup and integration process. We proffer eCheck solutions for all kind of High Risk Merchants like tech Support, adult, online gaming and many more.









Wednesday 21 November 2018

Processing Payments With MyPayment Guru Merchant Account


Processing Payments

Piloting with a general merchant account is not that tough job, however, denial only plays a vital role where there is MyPayment Guru involved. Obtaining a merchant account at MyPayment Guru is getting the toughest day by day with fewer amounts of reliable processors available in the market. Often MyPayment Guru category is given by the processors and every processor and acquirer has their own way of calculating risk. In general, the risk is calculated on fraud and charge-backs mostly. For some “you may be MyPayment Guru and while for others you may not be”. However, in major situations, merchants find themselves with MyPayment Guru account post high charge-back resulting cancellation of the merchant account agreement. Few processors may charge higher to balance the risk but remember the exclusive is always expensive.

 Why some businesses are categorized MyPayment Guru

  • ·         Businesses known for substantial amount Charge-back or fraud
  • ·         Interrogative tactics or services
  • ·         Unsatisfying  credit
  • ·         Illegal businesses

Processors specialized in the MyPayment Guru merchant accounts are capable of the handing MyPaymentGuru businesses with greater efficiency moreover processors with lenient guidelines can also accept the applications by with higher amount of fee variation. The key to the payment processing for MyPayment Guru owners is to find compatible providers resulting in growth in the business.

MyPaymentGuru with remarkable services

Well, be it adult entertainment to apparel sales, be it travels to casinos, and at MyPayment Guru, we have a solution for every question that is getting converted into a problem. With a lot of processors worldwide we have the capacity to underwrite almost every business. Since we specialized into MyPayment Guru payment processing we can optimize your company’s growth by resolving all types of issues related to payment processing. Since for any online business, reliable and secure Payment Processing is critical. MyPayment Guru caters world-class payment processing services for all the MyPayment Guru owners. We have a credit card, e-check, and ACH as various major payment instruments for revenue increment opportunity. With ease in quick approvals and instant process, MPG makes it so easy for merchants.

Contact us by email at info@mypayment.guru or call us at 022-300-38105 and our happiness officer will assist you further.

Adequate Remedy for Adult Merchant account owners!!


Adult Merchant Account


An adult Merchant account with diverse services falls into MyPayment Guru. The demand factors increase for every quarter with the awareness. However Adult Merchant Accounts are rarely connected with reputable card association such as MasterCard or Visa and payment processors who provide services to these merchants are looking for longer contracts. Banks generally may deny processing payments/applications due to their nature of the business or negative publicity.

Business with adult merchant accounts and fees

Considering entire factors conclusion says that with time the growth of Adult entertainment services into e- platform market has essentially raised the demand for an Adult merchant account. Specialized MyPaymentGuru service providers are much efficient to deal with diverse services such as Strip club, Dating sites, escort services, streaming videos adult bookstores etc.

The variety of risk factors includes:    

  •         A high volume of (“card not present”) transactions.
  •          Subscription services.
  •          Less or no credit card processing history.
  •          High chargeback’s ratios

There may be various criteria’s to understand different merchant accounts to provide different resolutions however the common substance which remains constant is fee structure which could merely be non-identical with all the providers i.e.

ü  Transaction fees.
ü  Discount rate
ü  Refund fee
ü  Merchant account basic fee
ü  Chargeback fee

Promising Solutions

Startups of adult industry face high challenges seeking a reliable service provider who processes their credit cards. The key factor is, we have specialty into such segments interrelating tons of banking partners globally with the ability to underwrite varieties of adult business. We offer dedicated Merchant Account which has the potential to manage fraudulent transactions and process credit card transactions with minimal chargeback ratios. Since we do not have long-term agreement merchants always have an option to switch different service providers considering benefits. A merchant with fewer efforts will have a much reliable solution in terms of quick approvals for MyPayment.Guru.

Benefits of involving gaming merchant account with MyPaymentGuru


Gaming Merchant account


Industries involved with online gaming and casinos support factors which make the business riskier. Common factors could be a bigger chargeback ratio, addiction to gambling, etc. With enough R&D anyone can conclude Europe leads online gaming. In the past few years, access to online gaming and casinos gambling has rapidly increased. Therefore, the requirement for Gaming Merchant’s Accounts enhanced resulting increment of High-Risk Payment Processors. Most importantly different countries have various set of regulations for online gaming due to the obvious trending risk factors.
However, with such massive growth, the solution to finding the apt Payment Provider is always worrying. Merchants look for providers successfully who supports growth with their creative tactics. Usually, gaming merchants find banks denying to process credit card payments considering high risk as a crucial factor. The key is High-risk payment processors with significant skill sets can make a lot of magic happen for gaming industries.
·        Fraud prevention: Detecting tool that helps merchants to identify the fraud against merchants.

·         Enhance reporting: Reduces element of risk by verifying address checking in three ways full, partial and no matchmaking it important feature for high-risk business. 

Feel free to contact us for all types of queries related to online gaming account and Online gambling merchant account.




Quick approvals for Escort services merchant account with MPG




When we talk about Escort Service industryHigh risk is the nick name which automatically pops into our mind.This Industry’s major part where risk involves is at financial failure exits. I’m sure everybody knows with greater risk one can bake massive profits. However approving application for escort service could be lethal for bankers considering the huge amount of risk involved.

The variety of risk of factors includes:

Subscription services.
High volume of (“card not present”) transactions.
Less or no credit card processing history.

There may be various criteria’s to understand different Merchant Accounts to provide different resolutions however the common substance which remains constant is fee structure which could merely be non-identical with all the providers i.e.

Transaction fees.
Discount rate
Refund fee
Merchant account basic fee
Chargeback fee

We at MyPaymentGuru provide dedicated escort services  merchant account primarily to monitor sales and moreover to make payments more secure. We have the capacity to underwrite almost all sorts of escort industry businesses and now with 5 years in the market we are efficiently processing all payment types. Fast approvals has always been a high concern for escort business owners, however we are connected with tons of Payment Providers wide globally and diverse skill set to obtain quick approvals on applications. Be sure with MyPaymentGuru . you will be experiencing one of the finest professional consulting and troubleshooting remedies. To our merchants we allot multi-currency payment processing platform optimizing funds in desired currency. Smooth integration is one of the best features which is initiated and completed within fraction of minutes and doesn’t require much of technicality. With mobile – optimized payment page you can experience same functioning experience that one has on computers. We understand how critical could be payment processing with high risk businesses and with best technology we try to simplify the online transaction process with minimal chargeback.

Contact us by email at info@mypayment.guru or call us at 022-300-38105 and our happiness officerwillassistyoufurther.

Wednesday 31 January 2018

Get connected with MyPayment Guru


As you know that in Nutraceuticals industry many substances are banned easily and therefore it is considered as a high-risk business and banks don’t prefer providing merchant accounts to businessmen who belong to the Nutraceuticals industry. This business involves high-risks and therefore it will need a high-risk merchant account. There are many people who will promise you to provide you a merchant account but after a few days, your account may get terminated because those merchant providers don’t understand the high-risk related issues.

Even if you are having a well-known Nutraceuticals company, you may get the problem in finding a good payment processor for you. But if you will be able to accept credit cards through online payment portals, then it would become easy for you to increase the number of customers. If you want that number of people should get benefitted by your health remedies, then we are here for you as we will provide you the approval for opening your account and discussing your business needs.

How will MyPayment Guru help you?

  • Prevention of fraud
If you will get connected to MyPayment Guru, then your payment processing will automatically become a high-security one as we protect our customers’ transactions with high-security safeguards like duplicate detention as well as fake account numbers to protect you from any kind of fraud.

  • Immediate payment approval
We always try to ensure that you will get full speed payment approvals. No businessman wants to waste time with the approval of payment. If you want to get transactions with full speed, then you should open your Nutraceuticals merchant account on our website. When you will get immediate payment, then you won’t have to wait for many days to get the transaction.

  • Team of experts
We will also provide you solutions if you have any query related to the Nutraceuticals services. There are various experts who have knowledge regarding this field also. If you get any query regarding the activation of your Nutraceuticals merchant account, then you can get connect our customer care team?

  • Affordable Fees
You won’t have to pay high fees for getting your account activated on MyPayment Guru. You will need to pay registration fees for getting your account registered with our website. You will also have to pay refund fees.

  • Wide network banks
We are connected with a wide range of network of banks. That’s why you can accept the credit cards of any bank. You won’t get any problem while dealing with customers of different countries and different payment methods. There are various banks which don’t provide an option for opening merchant account but we are linked with these banks and we provide the option of opening Nutraceuticals merchant account for the owners of these companies and organizations.

  • Routing and tracking
We have advanced technology to keep track of your money transactions so that there will be no option for theft and fraud. We will keep in note that from where the payment is made and to where it is made.




Tuesday 30 January 2018

Finding the perfect payment gateway and credit card service provider for business


It is next to impossible for not using credit card services in today’s tech-savvy world around us. All banks provide a credit card service with a credit limit for each individual. Purchasing a product using credit card means the payment can be made later on the date after the actual purchase.  Now, when doing online business there has to be a payment gateway to send and receive payments. Finding the perfect gateway is not a difficult task with so many service providers around the globe.

Now coming to choosing the credit card processing, one must choose a reliable service that is essential and is perfect for the business scenario in hand. A payment processor acts as a link between the merchant and the bank for accepting payments. Irrespective of the type of business before choosing the credit card processor/service provider the following points have to be considered.

1.    Pricing- 

this is the fee charged by the payment processor for every transaction that happens and which will be given to the respective banks. Few companies charge a monthly fee whereas most companies charge on the basis of per transaction basis.  The percentage usually ranges from 2.5% to 3.5% and the highest being 3.5%. The wiser option is to choose a service provider that charges a fixed monthly fee and also a small transaction fee.

2.    Time taken-

the merchant has to know what will the maximum time be taken to make the gateway operational. In other words the soon the merchant is able to accept the payments, the better the gateway service.

3.    Accepting digital payments-

it is always better to choose a payment processor that is ready to accept digital payments from e-wallets like Samsung pay or Paytm wallets. This is usually more convenient for the customers as they can do all the purchases with a touch of a button.  Retailers are all ready to accept such payments be it in a small business or a big showroom.

4.    Customer support- 

it is always better to be safe than to be sorry. When choosing a payment processor, the customer support should be there 24/7 to solve queries regarding card machine problems and fees queries. The representative should be responsive and should be able to explain the problems that are being faced. 

5.    Security-

the payment processor should be compliant with the PCI-DSS (payment card industry data security standard), all the payments should be monitored, documented and should be secured. When using the card machines that use magnetic strips at the point of sale, there are chances of data being exposed. In order to prevent this, the payment processor should hold CVV2 and SSL certifications. Most of the payment processors come with an in built tool to prevent fraudulent activities.

6.    Accepting global currency-

certain payment processors do not accept all currencies. When a seller plans to sell worldwide online, it is better to confirm with the processor if they accept all forms of currency. It is a daunting task to change the payment processor once the gateway becomes operational as the initial set up process itself takes 3 to 4 weeks.  So in order to prevent any sort of confusion and chaos, it is better to confirm beforehand.

So, finally, when choosing the processor, the above-said things are to be noted. People tend to switch the processor when they are unhappy with the service provided or when they do not get a proper customer support whenever crucially necessary. Even when the fee is high, it is better to choose the best payment processor in the industry after thorough research.